Canara

ATM (Automated Teller Machine) frauds can pose a significant threat to your financial security. To protect yourself from ATM frauds, follow these guidelines:

Choose ATMs Wisely:

• Try to use ATMs located in well-lit and secure areas, such as bank branches or busy public places.
• Avoid using ATMs that appear tampered with or have suspicious devices attached to them.

Cover Your PIN:

• Always cover the keypad with your hand or body while entering your PIN to prevent shoulder surfing or hidden cameras from capturing your PIN.

Inspect the ATM:

• Before using the ATM, check for any unusual attachments, card skimming devices, or hidden cameras that may have been placed to steal your card information.

Beware of Strangers:

• Be cautious if someone is watching you closely while you're using the ATM. If you feel uncomfortable, cancel the transaction and use a different ATM.

Check Your Account:

• Regularly review your bank statements and transaction history to spot any unauthorized or suspicious activity.

Set Transaction Limits:

• Set daily transaction limits on your ATM card via ai1 mobile banking app to minimize potential losses in case of fraud.

Protect Your Card:

• Keep your ATM card in a secure place and do not share your card or PIN with anyone.
• Do not write your PIN on your card or keep it in your wallet.

Use Chip-Enabled Cards:

• Use chip-enabled (EMV) cards for added security. These cards provide better protection against card cloning.

Report Lost or Stolen Cards Immediately:

• If your ATM card is lost or stolen, report it to your bank immediately to prevent unauthorized use.

Secure Your Phone:

• If you receive any communication related to your ATM card or account, verify its authenticity by contacting your bank directly using official contact information.

Be Aware of Skimming:

• Skimming involves installing devices on ATMs to capture card data. Inspect the card slot for any unusual attachments before inserting your card.

Secure Your Receipts:

• Always take your receipt after completing a transaction. Avoid leaving it behind, as it may contain sensitive information.

Educate Yourself:

• Stay informed about the latest ATM fraud techniques and scams and be cautious of new threats that may arise.

Limit Saved Cards in apps:

• Save only the necessary card details and avoid saving multiple cards in a single app. Saving card details in an online app can offer convenience when making online purchases or transactions, but it also comes with security considerations. If the app's servers are breached, your card information could be exposed to hackers and potentially used for fraudulent transactions.

Always keep international transactions disabled:

• As international transactions may not require a password, keep the same disabled in ai1 mobile banking application. You can enable when the same is required.

By following these tips and being cautious while using ATMs, you can significantly reduce the risk of falling victim to ATM frauds and protect your financial well-being.