Premium Payroll Package Diamond

In-built Insurance	Free Term Life Insurance.
	Free Personal Accidental Insurance.
	Free Air Accidental Insurance
NEFT/RTGS/IMPS	Free
SMS Alerts	Free
Cheque Book facility	Free 200 cheque leaves/annum
Demand Drafts	Free unlimited to the extent of average balance available in the account
Debit Card – Rupay Select card (Issuance & AMC Free)	Cash Withdrawal / day - ₹ 1,00,000 per day
	POS Limit/day - ₹ 5,00,000 per day
	NFC (Contactless)/day - ₹ 25,000 per day
	Debit Card transactions:
	Free unlimited transactions at our Bank. At other Banks – 3 at Metro centres and 5 at Non Metro Centres .
	Lounge access a) 1 (one) Domestic Airport lounge access per quarter b) 2 (two) International Airport lounge access per annum *Condition Apply
	Discounts/offers on various e-com sites, OTT etc.
Credit Card	Issuance Free Annual Maintenance Charges (AMC) -50% waiver
Concession on locker Rent	10 % waiver
Locker Operations	Unlimited free
Instant Over Draft*	3 months net salary up to – ₹ 2 lakh Instant Over Draft facility is available in ai1 as well as at branches.
Processing Charges on Retail Loans	50% concession in processing charges
Personal Loan	Personal Loan facility is available with Competitive ROI
Special Feature	Free Zero balance Family Accounts (Spouse+ 2 Children)
DEMAT account	Available with Online Trading Account

Application in the Banks prescribed form.
Proof of Photo ID and address as per KYC Norms.
Specimen Signature Card.
Photographs
Salary Mandate from the employer for the credit of salary to the Canara Payroll Package account is required.

Minimum Balance Requirement	NIL
Nature of Account	Payroll Account
Service Charges for non-credit of Salary	In case of non-crediting of salary for three continuous months or four months in discrete way in the financial year or prorate basis, penalty of Rs. 750 plus applicable GST will be levied.
All the features/benefits including insurance/concession in applicable charges are subject to regular salary credit and other terms & conditions. Insurance will be made effective after 10 days from the date of account opening/conversion.

Diamond Payroll Package: Premium Benefits for Employees