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  • Canara
  • Jeevandhara Platinum

Jeevandhara Platinum

  • Offers Health Insurance through Associate partners
  • Offers Value additions and benefits with products
  • Free Personal Accident Insurance & Air Accident Insurance Cover.
  • No minimum balance requirement
  • Rupay Select Debit card issuance / AMC : Free
  • Airport Lounge access
  • Credit Card Issuance / AMC : Free
  • NEFT/ RTGS/ NET Banking/ SMS Alerts/IMPS/DD : Free
  • Concession in locker rent
  • Instant Overdraft facility
  • TD Sweep in / Sweep Out facility available
  • Concession on Medicine purchase
  • CPPC Helpline
  • Pension Seva portal with various service offer
  • Pension Grievance Redressal System (GRS)
  • Initial Balance : Zero.
  • No minimum balance requirement
  • Loan against Deposits : 0.75 % over & above the contractual deposit rate.
  • Rupay Select Debit Card with free issuance / AMC
  • ATM Cash Withdrawal limit: Rs. 100000/ per day.
  • ATM Transactions: Free unlimited at our Bank ATMs.
  • Domestic- Minimum of ₹ 5,000 (POS/ E-COM) to be spent in the present Quarter to avail 1 (One) Domestic Airport Lounge access in the Subsequent Quarter.
  • International- 2 (Two) complimentary International Airport Lounge access per annum *Condition Apply
  • CREDIT CARD Issuance / AMC : Free
  • NEFT/ RTGS/ NET Banking/ SMS Alerts/IMPS/DD : Free
  • Locker Facility : 50 % concession in rent
  • Personal/ Air Accident Insurance Cover*
    PAI 24 lakhs, AAI 30 lakhs including Rupay Select debit Card.
    For Defense Pensioners: PAI 40 lakhs, AAI 40 lakhs including Rupay Select Debit Card.
    *Insurance will be available till pensioner attains the age of 65 years.
  • Health Insurance : Health Insurance policy from Associated partners.
  • Concession for Medicine : Up to 25% as per Bank Tie-ups on Time to time basis through ai1 app at present.
  • No Processing charge for Pension loan.
  • 50 % waiver of Processing Fees may be provided for HL, VL loan
  • Instant Overdraft facility : Three-months net pension credited in the account, subject to max of Rs.200000/.(The overdraft facility will be subject to regular credit of pension for at least 2 consecutive months, Max age for availing the benefit: 75 years)
  • CPPC Helpline
  • Pension Seva portal
  • Pension Grievance Redressal System (GRS) : Maximum timeline of two weeks for resolution of Grievances
  • TD Sweep in / Sweep out facility
  • Special facility to physically challenged/ incapacitated and pensioners unable to be present at the branch. In such cases the bank official visits the pensioner’s residence / hospital for the purpose of obtaining the life certificate.
  • Free of cost Doorstep Banking service for Life Certificate Collection may be provided, apart from Jeevan Praman available through ai1 App.
  • Pensioner/Prospective pensioner including all the employees retired on voluntary basis or normal retirement, who has given mandate for credit of their pension in the account including Defence personnel. Account will be opened preferably jointly with spouse only, with operational instructions of Former/Survivor. However, the benefits will be with the first holder as Pensioner. The account may be opened with single name of pensioner also.
  • Monthly Pension credit: Monthly pension above Rs.50000.
  • Application as per Bank’s prescribed form.
  • Two recent passport size photographs.
  • Proof of Identity and Proof of Address as per KYC norms.
  • Any other document required by Bank.
1. Who can open the Canara Jeevandhara Platinum Account?

The Canara Jeevandhara Platinum Account is a pension account designed for pensioners, prospective pensioners, and defence pensioners who receive a monthly pension of above ₹50,000 through Canara Bank.

2. What are the benefits of the Canara Jeevandhara Platinum pension account?

This savings account for pensioners offers zero minimum balance, a free RuPay Select Debit Card, accident insurance, airport lounge access, free digital banking services, an overdraft facility, locker rent concession, and access to dedicated pension banking services.

3. Is there a minimum balance requirement for this pension account?

No. The Canara Jeevandhara Platinum Account comes with zero initial balance and no minimum balance requirement, allowing pensioners to bank without worrying about maintaining a balance.

4. What insurance benefits are available with the Jeevandhara Platinum Account?

Eligible account holders receive Personal Accident Insurance and Air Accident Insurance through the RuPay Select Debit Card. Health insurance benefits are also available through the bank's associate partners, subject to applicable terms.

5. Does the account provide airport lounge access?

Yes. The RuPay Select Debit Card offers domestic and international airport lounge access, subject to the applicable spending criteria and card terms.

6. Can I get an overdraft facility with this pension account?

Yes. Eligible pensioners can avail an instant overdraft of up to three months' net pension, subject to a maximum of ₹2 lakh and the bank's eligibility criteria.

7. Are online banking services free with the Jeevandhara Platinum Account?

Yes. This pension savings account includes free NEFT, RTGS, IMPS, internet banking, demand drafts, and SMS alerts, making everyday banking convenient.

8. What debit card is offered with the Jeevandhara Platinum Account?

The account comes with a free RuPay Select Debit Card with no issuance or annual maintenance charges, along with premium lifestyle and insurance benefits.

9. Does this pension account offer locker benefits?

Yes. Jeevandhara Platinum account holders receive a 50% concession on locker rent, along with unlimited banking conveniences.

10. Can pensioners get any benefits on loans?

Yes. Eligible account holders can avail no processing charges on pension loans and may receive a 50% waiver on processing fees for eligible home loans and vehicle loans, subject to the bank's policy.

11. What is the Pension Seva Portal and how does it help?

The Pension Seva Portal provides pension-related services, updates, and support online, helping pensioners manage their banking needs more conveniently.

12. How can I raise a pension-related complaint?

Pensioners can use the Pension Grievance Redressal System (GRS) to register complaints. The bank aims to resolve eligible grievances within two weeks.

13. What documents are required to open the Jeevandhara Platinum Account?

You generally need:

  • A completed account opening form
  • Two passport-size photographs
  • Valid identity and address proof as per KYC norms
  • Any additional documents requested by the bank
14. Does Canara Bank offer doorstep banking services for pensioners?

Yes. Physically challenged or incapacitated pensioners can avail doorstep banking for life certificate collection. Life certificates can also be submitted digitally through Jeevan Pramaan using the Canara ai1 app.

15. Why should I choose the Canara Jeevandhara Platinum Account?

The Canara Jeevandhara Platinum Account combines the convenience of a premium pension account with zero minimum balance, free digital banking, insurance cover, airport lounge access, overdraft facility, locker rent concession, dedicated pension support, and exclusive benefits designed for pensioners.

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01-04-2026 01:15 AM

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