Canara Premium Payroll Gold Plus

Minimum Balance Requirement	NIL
Nature of Account	Payroll Account
Service Charges for non-credit of Salary	In case of non-crediting of salary for three continuous months or four months in discrete way in the financial year or prorate basis, penalty of Rs. 500 plus applicable GST will be levied.
All the features/benefits including insurance/concession in applicable charges are subject to regular salary credit and other terms & conditions. Insurance will be made effective after 10 days from the date of account opening/conversion.

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ESG

SUSTAINABILITY
GREEN DEPOSIT POLICY & LENDING FRAMEWORK - View | Download (.pdf - 906.89 KB)
GREEN DEPOSIT POLICY & LENDING FRAMEWORK - VERSION 4.0 - View | Download (.pdf - 726.89 KB)

CUSTOMER SERVICES

COMPLIANCE

IMPORTANT LINKS

ONLINE SERVICES

MEDIA CENTRE

01-04-2026 01:15 AM

Content Owned by Canara Bank

In built Insurance	Free Term Life Insurance - Rs 10 Lakhs
	Free Personal Accidental Insurance - Rs 1Crore
	Free Air Accidental Insurance - Rs 1 Crore
	Free Permanent Total Disability Coverage – Rs 1 Crore
	Free Permanent Partial Disability Coverage – Rs 1 Crore
	Free Add-On Covers up to Rs 45.50 Lakhs
NEFT/RTGS/IMPS	Free
SMS Alerts	Free
Cheque Book facility	Free 200 cheque leaves/annum
Demand Drafts	Free unlimited to the extent of average balance available in the account.
Debit Card – Rupay Platinum card	Cash Withdrawal / day - ₹ 1,00,000 per day.
(Issuance & AMC Free)	POS Limit/day - ₹ 5,00,000 per day.
	NFC (Contactless)/day - ₹ 25,000 per day.
	Debit Card transactions: Free unlimited transactions at our Bank. At other Banks – 3 at Metro centres and 5 at Non Metro Centres.
	Lounge access: 1 (one) Domestic Airport lounge access per year. 1 (one) International Airport lounge access per annum. *Condition Apply
Credit Card	Issuance Free. Annual Maintenance Charges (AMC) - 25% waiver.
Concession on locker Rent	50% Concession for 1^st Year & 5% concession Thereafter
Locker Operations	Unlimited free
Instant Over Draft	2 months net salary up to max Rs. 1 lakh (only for customers with net salary Rs 50000/- and above)
Processing Charges on Retail Loans	Concession in Processing charges
Personal Loan	Personal Loan facility is available with Competitive ROI.
Additional Feature	Free Zero balance Family Accounts (Spouse+ 1 Child).

In built Insurance	Free Term Life Insurance - Rs 10 Lakhs
	Free Personal Accidental Insurance - Rs 1 Crore
	Free Air Accidental Insurance - Rs 1 Crore
	Free Permanent Total Disability Coverage – Rs 1 Crore
	Free Permanent Partial Disability Coverage – Rs 1 Crore
	Free Add-On Covers up to Rs 45.50 Lakhs
NEFT/RTGS/IMPS	Free
SMS Alerts	Free
Cheque Book facility	Free 200 cheque leaves / annum
Demand Drafts	Free unlimited to the extent of average balance available in the account.
Debit Card – Rupay Platinum card (Issuance & AMC Free)	Cash Withdrawal / day - ₹ 1,00,000 per day.
	POS Limit/day - ₹ 5,00,000 per day.
	NFC (Contactless)/day - ₹ 25,000 per day.
	Debit Card transactions: Free unlimited transactions at our Bank. At other Banks – 3 at Metro centres and 5 at Non Metro Centres.
	Lounge access: Airport lounge access discontinued from 01.04.2026 as per NPCI. *Condition Apply
Credit Card	Issuance Free. Annual Maintenance Charges (AMC) - 25% waiver.
Concession on locker Rent	50% Concession for 1st Year & 5% concession Thereafter
Locker Operations	Unlimited free
Instant Over Draft*	2 months net salary up to max Rs. 1 lakh (only for customers with net salary Rs 50000/- and above)
Processing Charges on Retail Loans	Concession in Processing charges
Personal Loan	Personal Loan facility is available with Competitive ROI.
Additional Feature	Free Zero balance Family Accounts (Spouse + 1 Child).