Canara Premium Payroll Platinum Plus

Minimum Balance Requirement	NIL
Nature of Account	Payroll Account
Service Charges for non-credit of Salary	In case of non-crediting of salary for three continuous months or four months in discrete way in the financial year or prorate basis, penalty of Rs. 1000 plus applicable GST will be levied.
All the features/benefits including insurance/concession in applicable charges are subject to regular salary credit and other terms & conditions. Insurance will be made effective after 10 days from the date of account opening/conversion.

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GREEN DEPOSIT POLICY & LENDING FRAMEWORK - View | Download (.pdf - 906.89 KB)
GREEN DEPOSIT POLICY & LENDING FRAMEWORK - VERSION 3.0 - View | Download (.pdf - 726.89 KB)

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MEDIA CENTRE

Last updated on 22-01-2026 01:15 AM

Content Owned by Canara Bank

In built Insurance	Free Term Life Insurance - Rs 20 Lakhs
	Free Personal Accidental Insurance - Rs 150 lakh
	Free Air Accidental Insurance - Rs 150 lakh
	Free Permanent Total Disability Coverage – Rs 150 lakh
	Free Permanent Partial Disability Coverage – Rs 150 lakh
	Free Add-On Covers upto Rs 55.50 Lakhs
NEFT/RTGS/IMPS	Free
SMS Alerts	Free
Cheque Book facility	Free 200 cheque leaves/annum
Demand Drafts	Free unlimited to the extent of average balance available in the account.
Debit Card – Rupay Platinum card	Cash Withdrawal / day - ₹ 1,00,000 per day.
(Issuance & AMC Free)	POS Limit/day - ₹ 5,00,000 per day.
	NFC (Contactless)/day - ₹ 25,000 per day.
	Debit Card transactions: Free unlimited transactions at our Bank. At other Banks – 3 at Metro centres and 5 at Non Metro Centres.
	Lounge access: 1 (one) Domestic Airport lounge access per quarter. 2 (two) International Airport lounge access per annum. *Condition Apply
Credit Card	Issuance Free. Annual Maintenance Charges (AMC) - 100% waiver.
Concession on locker Rent	100% Concession for 1^st Year & 15% Concession Thereafter
Locker Operations	Unlimited free
Instant Over Draft	3 months net salary up to max Rs. 2 lakh
Processing Charges on Retail Loans	Concession in Processing charges
Personal Loan	Personal Loan facility is available with Competitive ROI.
Additional Feature	Free Zero balance Family Accounts (Spouse+ 2 Children).