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  • Development loans for farm level storage structures

    Loans are granted for construction of permanent farm level storage structures as:

  • Warehouses, godowns, silos, storage bins.
  • Cold Storages for farmers to store their own produce
  • The applicant should own agricultural land and should have space for construction of storage structures.
  • Technical guidance and supervision for construction of storage structure should be available.
Quantum Up to Rs.2.00 lakhs - Nil
Above Rs.2.00 lakhs -15-25%
Security
Security
Loan Quantum Security to be stipulated
For Loan upto Rs. 2.00 lakhs Hypothecation of crops/assets created out of our finance.
For loan above Rs. 2.00 Lakhs

Primary Security:

  • Hypothecation of crops/Assets Created out of bank finance
  • Mortgage of land where primary activities are undertaken, unit is constructed and which forms a part of developmental activity and connected with the activity.

Collateral Security:
For loan on leasehold landed property, if leasehold rights are not mortgaged, immovable or equivalent collateral security should be obtained of minimum 100% of the loan amount, wherein at least 50% security shall be by way of residential/commercial properties (land & buildings backed by approved building plan)

Repayment Period As there is no direct income generation in this project a reasonable repayment period of 5-7 years may be given based on income generation out of the farm of the borrower. The loan may be repaid in half yearly/yearly installments.
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Last updated on 22-01-2026 01:15 AM

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